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Legislative Publications Legislative Publications Assembly Daily File is produced by the Assembly containing the Officers of the respective houses, the Order of Business, the tentative schedule for the entire legislative session, the bills that are scheduled to be heard on the floor and during committee hearings. Senate Daily File is produced by the Senate containing the Officers of the respective houses, the Order of Business, the tentative schedule for the entire legislative session, the bills that are scheduled to be heard on the floor and during committee hearings. Legislative Index Vol 1 Legislative Index provides a subject matter index of all legislative measures for the current legislative session. The index indicates the subject of each bill, constitutional amendment, and concurrent or joint resolution as introduced and as amended. Entries are not removed from the index when the subject matter is deleted from the measure in the course of passage. The Legislative Index is published by the Legislative Counsel.

Consumer Assistance

We are an independent, national, nonprofit organization known for providing fair and neutral information to all those we serve, including consumers like you. We use information from those claims to estimate what providers charge, and what insurers pay, for providing healthcare to patients all across the country. We make this information available to consumers, researchers, businesses and many other users.

Learn more by visiting our company website at fairhealth.

 · Consumer Information Duke Alert Bar In accordance with federal regulations set forth under the Higher Education Act of , as amended, below is a summary of consumer information that must be made available to all students at Duke ://

For a very important date! Imagine the rabbit is a debt collector. The debt collector has run out of time to sue you for an old and unpaid, or time-barred , debt. For more, follow me down the rabbit hole What is a time-barred debt? Debt collectors have a limited number of years — called the statute of limitations — to sue you to collect on money you owe. Statutes of limitations vary by state, and by type of debt.

12 consumer protections in the Credit CARD Act

Consumer Bill of Rights consists of 6 basic consumer rights which includes: This right ensures safety of consumers against injuries caused by the products when the products are purchased. The Right to Choose Freely – The right to free choice among products states that consumers will have a variety of options provided by different companies from which to choose.

Zoosk review rated / I had a profile with Zoosk I did meet a few women but there came a time when it said my account was hacked somebody sent emails to women.

As used in this section, the following terms shall have the following meanings: No contract for social referral service shall require payment by the purchaser of such service of a cash price in excess of one thousand dollars. Services to be rendered to the purchaser under the contract may extend over a period not to exceed two years from the date the contract is entered into. No social referral service provider shall require the purchase of an ancillary service by a purchaser of a social referral service as a condition of entering into a social referral service contract with such provider.

Every contract for social referral service which requires payment by the purchaser of such service of a total amount in excess of twenty-five dollars shall provide that the seller of such service must furnish to the purchaser a specified certain number of social referrals per month. Every such contract shall set forth in the contract and in the bill of rights the manner in which such services provider determines its cancellation fee pursuant to this subdivision.

Every contract for social referral service shall provide that the seller will not without the prior written consent of the purchaser sell, assign or otherwise transfer for business or for any other purpose to any person any information and material of a personal or private nature acquired from a purchaser directly or indirectly including but not limited to answers to tests and questionnaires, photographs or background information.

Every contract for a social referral service shall provide each purchaser with the unilateral right to place his or her membership on hold for a period of up to one year; provided, however, that the purchaser and social referral service may mutually agree to a longer period not to exceed two years. To exercise the unilateral right provided in this subdivision, a purchaser must notify the social referral service provider in writing of his or her intent to do so.

Every contract for social referral service shall provide that at the expiration of the contract or at the expiration of services rendered by the seller, for any reason, all information and material of a personal or private nature acquired from a purchaser directly or indirectly including but not limited to answers to tests and questionnaires, photographs or background information shall be promptly returned by the seller to the purchaser by certified mail.

Credit Contracts and Consumer Finance Act 2003

Home Again Under the direction of the Attorney General and Consumer Advocate, the Bureau of Consumer Protection BCP enforces various consumer protection statutes, in particular deceptive trade and antitrust laws, through the filing of lawsuits on behalf of the State of Nevada and the public good. BCP cannot represent individual consumers in these lawsuits, nor can BCP assist individual consumers with their own private legal disputes.

BCP also advocates the consumer’s voice in cases involving the rates and service of privately-owned utility telephone, electric, and natural gas companies before the Public Utilities Commission of Nevada and similar government agencies. For further information on consumer issues, call the Bureau of Consumer Protection Hotline: What is deceptive trade?

The United States Bill of Rights (–; United States), the first ten amendments of the United States Constitution specified rights of individuals in which government could not interfere, including the rights of free assembly, freedom of religion, trial by jury, .

A paper copy of the form also may be obtained from the Security or Administrative Offices. Assistance with completion of the form is also available at these offices. Information regarding persons reporting emergency incidents remains confidential. Chesapeake College encourages accurate and prompt reporting of all criminal activity to the Department of Public Safety or to the above listed law enforcement agencies.

Reports can be made confidentially by victims or witnesses. The Department of Public Safety or administrative staff can assist victims and witnesses with confidential reporting. Personal Counselors Chesapeake Collegedoes not have professional counselors on staff. However, all academic advisors are aware of the procedures for reporting crimes and of the importance of encouraging active communication of such information to the appropriate authorities.

People Media Reviews and Complaints

Morak is strictly for serious-minded singles who want to be with someone who has the same values, beliefs, and lifestyles. Security is never a concern on Morak either — the site is protected by Online Dating Protector. It only takes a couple of minutes to sign up, and all you have to do is give them your gender, first name, birth date, email, and password.

Under the direction of the Attorney General and Consumer Advocate, the Bureau of Consumer Protection (BCP) enforces various consumer protection statutes, in particular deceptive trade and antitrust laws, through the filing of lawsuits on behalf of the State of Nevada and the public good.

In order to do that, we need you to provide the following items when you go to a police station or call us to file a report: You will need to provide: Purchase of property if applicable – you paid for property but did not receive it. Services you paid for but did not receive if applicable — you hired or contracted someone to do something for you and they did not fulfill their commitment. Money Investments if applicable — money provided to an agent for investment purposes where the agent spent the money on personal purchases instead of using the money as agreed upon by you and the agent.

After your formal report to the police, keep a log of all your calls to the police if you reported over the phone and record all file or occurrence numbers. We then suggest taking these next steps: CAFC is the central agency in Canada that collects information and criminal intelligence on such matters as mass marketing fraud e. If the fraud took place online through Facebook, eBay, a classified ad such as Kijiji or a dating website, be sure to report the incident directly to the website.

These details can be found under “report abuse” or “report an ad. If the incident is non-criminal in nature the suspect did not use deceit, falsehood, or fraudulent means to defraud you of property, service, money, or personal information A Purchase and Sale or Service Agreement is a written contract between the purchaser buyer and vendor seller for purchase and sale of a particular property or the purchase of a service or an agreement to provide a service.

This agreement needs to be written and signed in order to be deemed legally valid. If any of the conditions are not met, the agreement can fail.

Nicola Sturgeon’s Programme for Government – everything you need to know

This bill would also prohibit a public agency from permitting a property owner to participate in a program pursuant to these provisions unless the property owner satisfies certain conditions and the property owner is given the right to cancel the contractual assessment at any time prior to midnight on the 3rd business day after certain events occur without penalty or obligation, consistent with certain requirements.

The bill would require a financing estimate document or a substantially equivalent document to be completed and delivered to a property owner before the property owner consummates a voluntary contractual assessment pursuant to one of these programs. The bill would prohibit a public agency or other party to a voluntary contractual assessment pursuant to one of these programs to make any monetary or percentage representations of increased value to a property owner regarding the effect the financed improvements will have on the market value of the property unless the public agency or other party derives its estimates of market value using specified methods.

This bill would limit these provisions to a property owner who seeks to participate in a program established to finance the installation of distributed generation renewable energy sources, energy or water efficiency improvements, seismic strengthening improvements, or electric vehicle charging infrastructure that are permanently fixed to real property pursuant to these provisions for a residential property with 4 or fewer units.

User Deactivated BILL’s account has been deactivated. Back to Home. Free Dating Site – Mingle 2 Blog – Privacy Policy – Cookie Privacy – Terms of Use Contact Us.

Email As Valentine’s Day approaches, all is not lovey-dovey in the high-stakes online dating industry. The contentious issue of the moment – pitting one of the three biggest companies, True. Last month, New Jersey became the first state to enact a law requiring the sites to disclose whether they perform background checks. When Hitchcock later decided to try online dating, she turned to True. However, Vest’s many critics in the industry say he is acting mostly out of self-interest.

They contend that True. Even sponsors of the New Jersey bill conceded it was imperfect, but suggested it would at least make online daters more aware of security concerns. There are no authoritative national statistics on serious crimes arising from online dating, but such cases periodically make headlines. A Philadelphia man, Jeffrey Marsalis, was accused of raping several women he met through Match. A Cleveland firefighter, George Greer, was indicted last June for raping a woman he met through an Internet dating site.

CMA investigates online dating service for suspected breaches of consumer law

How to Protect Yourself: The Cooling-Off Rule Source: The Florida Attorney General’s Office There are some occasions where the law allows you to change your mind after you have made a purchase and cancelled the transaction. If you do find yourself in a situation where you want to cancel, please consider the following: Know whether your purchase is subject to the cooling-off rule.

REVISED GENERAL ORDER , IT IS ORDERED that all Commission-regulated telecommunications service providers shall respect the consumer rights and freedom of choice provisions set forth in this General Order. PART 1 – Consumer Bill of Rights and Freedom of Choice.

Australia The consumer watchdog is today joining an international sweep of dating and romance websites in a bid to crackdown on unscrupulous practices. The Australian Competition and Consumer Commission ACCC is concerned some websites do not screen their users closely enough, resulting in fake profiles that scam money from innocent people.

It is also worried about an emerging trend which shows websites use hidden costs and unfair contracts to swindle consumers. ACCC deputy chairwoman Delia Rickard said investigators will today go undercover to comb through websites to see if they are operating above board. Do you know more about this story? We think there’s a real responsibility on the sites to warn people about what the tell-tale signs of scammers are ACCC deputy chairwoman Delia Rickard “We’re seeing problems about not being clear about costs, hidden fees, great difficulty at cancelling contracts.

Ms Rickard said many people came into contact with scammers through dating websites.

MEINEKE Consumer Complaints

Magnuson—Moss Warranty Act [5] The right to choose[ edit ] The right to free choice among product offerings states that consumers should have a variety of options provided by different companies from which to choose. The federal government has taken many steps to ensure the availability of a healthy environment open to competition through legislation including limits on concept ownership through patent law , prevention of monopolistic business practices through anti-trust legislation , and the outlaw of price cutting and gouging.

The right to be heard[ edit ] This right has the ability of consumers to voice complaints and concerns about a product in order to have the issue handled efficiently and responsively. While no federal agency is tasked with the specific duty of providing a forum for this interaction between consumer and producer, certain outlets exist to aid consumers if difficulty occurs in communication with an aggrieving party.

State and federal attorneys general are equipped to aid their constituents in dealing with parties who have provided a product or service in a manner unsatisfactory to the consumer in violation of an applicable law. Also, the Better Business Bureau is a national non-governmental organization whose sole agenda is to provide political lobbies and action on behalf of aggrieved consumers.

The Texas State Law Library serves the legal research needs of the Texas Supreme Court, the Texas Court of Criminal Appeals, the Texas Attorney General, other state agencies and commissions, and the citizens of Texas. We are a public law library.

There are a few things you need to do before submitting a complaint to us. When you first notice the issue, you should contact your provider to log a formal complaint. You should wait between six to eight weeks for a resolution. This is to give your provider enough time to investigate your issue. If you don’t accept the company’s final offer or you’ve waited longer than eight weeks you can start a complaint with us. We review the evidence to find a fair resolution.

Why use our services. We base our decision on the evidence submitted by both parties. If you choose to accept our final resolution your supplier has 28 days to comply. Our resolutions are enforceable in court. What could you expect from a resolution:

Johanna: Facing forward

Yet this medically condemned practice remains legal in the majority of U. Those that have banned it have mostly done so by passing laws that only affect licensed professionals who offer the debunked therapy to minors. That leaves plenty of wiggle room for practitioners of conversion therapy to continue peddling their product to adults—or even to minors, so long as the provider is unlicensed. If the bill makes it back through the State Assembly by this Friday—and eventually onto Gov.

What made it so monumental was that the SPLC had successfully framed conversion therapy as not just anti-LGBT quackery, but as a deceptive business practice.

Assembly Bill by Assemblyman Kevin Mullin (D-South San Francisco) will allow online-dating customers to cancel contracts by email and have access to electronic copies of contracts.

Termination of Utility Service Termination of Utility Service The services provided by public utility companies, such as electricity and natural gas, are important to your health and safety. Pay close attention to bills and notices. You may be able to work out an installment plan that will give you up to six months to pay off past-due charges. Under the plan, part of each monthly payment you make will go toward past charges, and the rest will pay for current services.

A utility company is not required to apply your deposit toward a late bill unless you are closing your account. Know your rights as a consumer. The North Carolina Utilities Commission sets the rules for public utility companies, including rates, billing and disconnection procedures. Here are the rules: You must be given a specific number of days to pay your bill.


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